Apartment Helper

Calculator tools

Use the right calculator for the right situation.

These tools are separated onto their own page so users can focus. The income checker is for applying to Housing Connect, uses gross income calculations, and walks one question at a time.

How to calculate max collectable subsidy rent

Below is a simple tenant estimator. These are estimates only, so contact your administering PHA for exact rules.

Tenant calculator

Important: Local rules vary widely. Contact your administering PHA for exact calculation rules, allowable deductions, utility responsibilities, and payment standards. Keep documentation ready.

Income checker for applying to Housing Connect only

This checker is for applying to Housing Connect only. It uses gross income calculations and moves one question at a time so the next step depends on the answer.

Reminder: This is a gross income calculation helper. Always verify exact income rules on the official listing before applying.

Sample Lease Agreement

Download sample lease templates and use a review checklist before signing so you can focus on the clauses that most affect your housing stability.

Parties and term: names, start and end dates, and automatic renewal.
Rent and fees: amount, due date, grace period, late fees, and payment methods.
Security deposit: amount, permitted uses, and timeline for return.
Utilities and extra charges: who pays for heat, water, electricity, internet, or parking.
Maintenance and repairs: how to report problems and expected landlord response time.
Entry and notice: landlord access rules and notice required for entry.
Termination and early break: notice periods, penalties, and any buyout clause.

Lease Breaks and Rights

If you may need to leave a lease early, document everything and get advice when possible. These are practical paths people often review first.

Habitability or landlord breach: serious unresolved repairs may support termination under local rules.
Domestic violence or safety protections: some jurisdictions allow early termination with documentation.
Military service: federal protections may allow a lease break for active-duty service members.
Mutual termination: negotiate a buyout or release in writing.
Assign or sublet: if the lease allows it, find a qualified replacement and get landlord approval.
Constructive eviction or landlord breach: document conditions with photos, requests, and timelines.
Suggested steps: document everything, notify the landlord in writing, seek legal aid, and get any agreement in writing.

Resources for Domestic Violence Victims

Immediate safety comes first. National Domestic Violence Hotline: 1-800-799-7233.

Local shelters, emergency relocation programs, restraining-order support, and lease termination protections may be available depending on the situation.

Quick exit planning can matter more than paperwork in an emergency.
NYC support is available through city domestic violence services and local resource directories.

Searching with a Housing Voucher (NYC)

If you have a Housing Choice Voucher (Section 8) or another voucher in NYC, your search strategy should stay organized and documentation-ready.

Contact your administering agency to confirm portability and landlord requirements.
Search for landlords who accept vouchers and ask directly whether they work with Section 8.
Use NYC resources and Housing Connect when voucher-friendly options are identified.
Target two or three neighborhoods first, then expand if needed.
Prepare a packet with voucher documents, ID, proof of income, references, and a short cover note.
Keep ads, screenshots, messages, dates, and conversation notes in one place.
Sample script: Hi, my name is [First Last]. I have a Housing Choice Voucher and steady income. The voucher covers a portion of rent through the housing authority and I can provide all documentation and references. Are you open to renting to a tenant with a voucher? I can move quickly and provide the required paperwork.

This landlord-focused estimator helps approximate the voucher payment portion the housing authority may pay based on payment standard, utility allowance, and contract rent.

Disclaimer (mixed families): When a mixed family is involved in Section 8 housing assistance, the final subsidy may be adjusted by the housing authority. Contact the administering PHA for exact rules.
Landlord estimate notice: These tools provide only rough estimates. Final subsidy and payment calculations are performed by the administering PHA and may differ.

Landlord resources and FAQ moved

The landlord calculator now stays focused on subsidy and utility math. Packet guidance, program notes, HPD submission help, and FAQ now live on the landlord home page instead.